General rule
The first article to coordinate our country medical equipment modernization reform, speeds up the perfect medical service safeguard system, the promotion medical service function, the Confirming bank medical equipment loan security, sets up this insurance especially.
The second article in this insurance clause's policy holder should for the medical equipment loan borrower, the insured be the Loan company.
The third article according to insured's request, borrower's request, the insurance artificial borrower is owed the debt to undertake to the insured the guarantee responsibility.
The fourth article every has county level above (including county level) the scale medical unit may throw suffers no loss of capital the insurance.
Insured liability
The fifth article the policy holder exceeds the time limit has not been able deadline repayment debt full one month which stipulated according to "Medical equipment Loan contract", regards as the insurance risk occurs. The insurance risk occurs the latter three months, the policy holder cannot fulfill the stipulation the repayments responsibility, the insurer is responsible to repay policy holder's debt.
Responsibility absolution
The sixth article because the following reason causes the policy holder to repay the debt not on time, when causes insured's loan loss, the insurer is not responsible to compensate:
(1) the war, the military action, the rebellion, the government take over for use, the nuclear explosion, the nuclear radiation or the radioactive contamination;
because (2) policy holder's illegal activity, the tort or the economic dispute cause its medical equipment and other properties are punished and confiscated, seal up, detain, pay off a debt in labor and the medical equipment are resold, the transfer;
because (3) buys medical equipment's quality question and the medical equipment price changes causes the policy holder to refuse to repay or to fall behind the medical equipment loan;
(4) the loss which because of the natural disaster, the accident, the natural attrition, the normal service creates.
The seventh article because the insured provides to the policy holder the material examination lax or the bilateral sign "Medical equipment Loan contract" and the appendix content carries on the revision, but has not solicited the insurer written consent beforehand, causes the insured not to be able to take back the loan on time the loss.
The eighth article punishes the rest which, the penalty because the policy holder does not fulfill "Medical equipment Loan contract" stipulates the repayments duty which causes, the insurer is not responsible to compensate.
Safe deadline and insurance
The ninth article this safe safe deadline is from the policy holder obtains date of the loan, to pays in full date of the last loan to stop, but longest do not surpass final repayments in the future one month which "Medical equipment Loan contract" stipulated.
The tenth article this safe insurance determined one of according to following two ways:
(1) insurance for policy holder's loan amount (when compensation is only responsible for capital part which policy holder falls behind);
(2) insurance for policy holder's loan principal and interest and (when compensation is responsible for capital which and interest policy holder falls behind).
Policy holder's duty
The 11th article the policy holder must before this insurance contract becomes effective, fulfills the following duty:
(1) disposable pays in full in full premium;
(2) must handle the property registration of mortgage legally;
(3) loans in the time to simultaneously take out insurance the property blanket insurance and the corresponding extraneous risks, and the insurance deadline should compared to the medical equipment length of maturity long three months, not probably at least interrupt or draw back guarantees;
(4) in this safe deadline, the policy holder deals with the loan to buy the medical equipment load maintenance responsibility, guaranteed that equipment's imperfection, and momentarily accepts the insurer and insured's inspection, proposes regarding the insurer and the insured about the medical equipment security reasonable suggestion, the policy holder should give to accept and to implement immediately.
Insured's duty
The 12th article the insured provides the medical equipment loan the object to for the loan purchase medical equipment's end-user.
The 13th article the insured should examine policy holder's credit situation strictly, in guaranteed that in its credit good situation, only then agreed provides the loan.
The 14th article the insured should obey the national law, the laws and regulations strictly, completes the debt to receive after dunning works and receives after dunning the record.
The 15th article the insured and the policy holder sign "Medical equipment Loan contract" the content like has the change, must solicit insurer's written consent beforehand. The insurance policy and the appendix stipulated the content like must have the change, the insured should handle jointly with the policy holder to handle promptly to the insurer application written revises the procedure.
The 16th article the insured obtains the insurance indemnity at the same time, should to its related additional compensation rights and interests written giving the insurer, and assists the insurer to the policy holder additional compensation debt.
The 17th article the policy holder and the insured like does not fulfill the book to insure 11th to be authorized to the 16th stipulation each voluntary insurer the indemnity refused, or after terminating an agreement the written notice delivers 15th terminates this insurance contract.
Compensation processing
The 18th article when has in the insurance coverage the accident, the insured should immediately the written notification insurer, if is the criminal case, should simultaneously report to the Public security organ.
The 19th article when insured claim should the advance punishment pawn be set off against the debt, is set off against the debt insufficient part to compensate by the insurer according to this provision compensation means. When insured claim like cannot punish the pawn, should while signs the rights and interests transfer book to the insurer one and transfers the mortgage, and files the legal proceeding to the policy holder.
The 20th article when insured claim, below should provide the effective single card to the insurer:
(1) sues for damages the requisition;
(2) medical equipment loan guarantee insurance chit principal edition;
(3) "Medical equipment Loan contract";
(4) "Mortgage contract";
(5) the insured signs and issues "Lapsed appropriation To receive after dunning Written notice";
(6) has not paid money on time the loss detailed list;
(7) medical equipment purchase and sale contract;
(8) warranty, counter-warranty;
(9) notarial deed;
(10) the insurer other related supporting document which provides according to the case request.
The 21st article is conforming to the stipulation indemnity within the amount to implement 10% franchises.
The 22nd article pays off the order about the pawn year and the cost according to "Mortgage contract" stipulation processing.
Other items
The 23rd article after this insurance contract becomes effective, do not the midway draw back guarantees (policy holder advanced redemption loan exception).
The 24th article after having the insured liability accident, the insured from has the insured liability accident in three months to the same day Shan Zheng who submits the stipulation to the insurer.
The 25th article regarding surpasses the insurance or insurance deadline any debt, the insurer does not undertake any liability of compensation.
The 26th article after the medical equipment has the total loss, the policy holder obtains the property synthesis danger indemnity should first repay the medical equipment loan.
The 27th article because between the policy holder, the insured and the insurer this insurance matters concerned have the dispute to be possible the negotiated settlement, the consultation to be inadequate, chooses one kind from the following two ways:
(1) submits the local Arbitration committee to arbitrate;
(2) legally to the People's court prosecution.
The first article to coordinate our country medical equipment modernization reform, speeds up the perfect medical service safeguard system, the promotion medical service function, the Confirming bank medical equipment loan security, sets up this insurance especially.
The second article in this insurance clause's policy holder should for the medical equipment loan borrower, the insured be the Loan company.
The third article according to insured's request, borrower's request, the insurance artificial borrower is owed the debt to undertake to the insured the guarantee responsibility.
The fourth article every has county level above (including county level) the scale medical unit may throw suffers no loss of capital the insurance.
Insured liability
The fifth article the policy holder exceeds the time limit has not been able deadline repayment debt full one month which stipulated according to "Medical equipment Loan contract", regards as the insurance risk occurs. The insurance risk occurs the latter three months, the policy holder cannot fulfill the stipulation the repayments responsibility, the insurer is responsible to repay policy holder's debt.
Responsibility absolution
The sixth article because the following reason causes the policy holder to repay the debt not on time, when causes insured's loan loss, the insurer is not responsible to compensate:
(1) the war, the military action, the rebellion, the government take over for use, the nuclear explosion, the nuclear radiation or the radioactive contamination;
because (2) policy holder's illegal activity, the tort or the economic dispute cause its medical equipment and other properties are punished and confiscated, seal up, detain, pay off a debt in labor and the medical equipment are resold, the transfer;
because (3) buys medical equipment's quality question and the medical equipment price changes causes the policy holder to refuse to repay or to fall behind the medical equipment loan;
(4) the loss which because of the natural disaster, the accident, the natural attrition, the normal service creates.
The seventh article because the insured provides to the policy holder the material examination lax or the bilateral sign "Medical equipment Loan contract" and the appendix content carries on the revision, but has not solicited the insurer written consent beforehand, causes the insured not to be able to take back the loan on time the loss.
The eighth article punishes the rest which, the penalty because the policy holder does not fulfill "Medical equipment Loan contract" stipulates the repayments duty which causes, the insurer is not responsible to compensate.
Safe deadline and insurance
The ninth article this safe safe deadline is from the policy holder obtains date of the loan, to pays in full date of the last loan to stop, but longest do not surpass final repayments in the future one month which "Medical equipment Loan contract" stipulated.
The tenth article this safe insurance determined one of according to following two ways:
(1) insurance for policy holder's loan amount (when compensation is only responsible for capital part which policy holder falls behind);
(2) insurance for policy holder's loan principal and interest and (when compensation is responsible for capital which and interest policy holder falls behind).
Policy holder's duty
The 11th article the policy holder must before this insurance contract becomes effective, fulfills the following duty:
(1) disposable pays in full in full premium;
(2) must handle the property registration of mortgage legally;
(3) loans in the time to simultaneously take out insurance the property blanket insurance and the corresponding extraneous risks, and the insurance deadline should compared to the medical equipment length of maturity long three months, not probably at least interrupt or draw back guarantees;
(4) in this safe deadline, the policy holder deals with the loan to buy the medical equipment load maintenance responsibility, guaranteed that equipment's imperfection, and momentarily accepts the insurer and insured's inspection, proposes regarding the insurer and the insured about the medical equipment security reasonable suggestion, the policy holder should give to accept and to implement immediately.
Insured's duty
The 12th article the insured provides the medical equipment loan the object to for the loan purchase medical equipment's end-user.
The 13th article the insured should examine policy holder's credit situation strictly, in guaranteed that in its credit good situation, only then agreed provides the loan.
The 14th article the insured should obey the national law, the laws and regulations strictly, completes the debt to receive after dunning works and receives after dunning the record.
The 15th article the insured and the policy holder sign "Medical equipment Loan contract" the content like has the change, must solicit insurer's written consent beforehand. The insurance policy and the appendix stipulated the content like must have the change, the insured should handle jointly with the policy holder to handle promptly to the insurer application written revises the procedure.
The 16th article the insured obtains the insurance indemnity at the same time, should to its related additional compensation rights and interests written giving the insurer, and assists the insurer to the policy holder additional compensation debt.
The 17th article the policy holder and the insured like does not fulfill the book to insure 11th to be authorized to the 16th stipulation each voluntary insurer the indemnity refused, or after terminating an agreement the written notice delivers 15th terminates this insurance contract.
Compensation processing
The 18th article when has in the insurance coverage the accident, the insured should immediately the written notification insurer, if is the criminal case, should simultaneously report to the Public security organ.
The 19th article when insured claim should the advance punishment pawn be set off against the debt, is set off against the debt insufficient part to compensate by the insurer according to this provision compensation means. When insured claim like cannot punish the pawn, should while signs the rights and interests transfer book to the insurer one and transfers the mortgage, and files the legal proceeding to the policy holder.
The 20th article when insured claim, below should provide the effective single card to the insurer:
(1) sues for damages the requisition;
(2) medical equipment loan guarantee insurance chit principal edition;
(3) "Medical equipment Loan contract";
(4) "Mortgage contract";
(5) the insured signs and issues "Lapsed appropriation To receive after dunning Written notice";
(6) has not paid money on time the loss detailed list;
(7) medical equipment purchase and sale contract;
(8) warranty, counter-warranty;
(9) notarial deed;
(10) the insurer other related supporting document which provides according to the case request.
The 21st article is conforming to the stipulation indemnity within the amount to implement 10% franchises.
The 22nd article pays off the order about the pawn year and the cost according to "Mortgage contract" stipulation processing.
Other items
The 23rd article after this insurance contract becomes effective, do not the midway draw back guarantees (policy holder advanced redemption loan exception).
The 24th article after having the insured liability accident, the insured from has the insured liability accident in three months to the same day Shan Zheng who submits the stipulation to the insurer.
The 25th article regarding surpasses the insurance or insurance deadline any debt, the insurer does not undertake any liability of compensation.
The 26th article after the medical equipment has the total loss, the policy holder obtains the property synthesis danger indemnity should first repay the medical equipment loan.
The 27th article because between the policy holder, the insured and the insurer this insurance matters concerned have the dispute to be possible the negotiated settlement, the consultation to be inadequate, chooses one kind from the following two ways:
(1) submits the local Arbitration committee to arbitrate;
(2) legally to the People's court prosecution.
No comments:
Post a Comment