And insurance where an insurer pays the medical bills of the individual who is insured with him. If the insured person falls ill, or must pass an operation of some sort, or is touched by an accident, the medical bills will be covered. The important thing to note is that the coverage that each person gets will vary from one person to another.
First, an application form must be completed to a certain person who asks very detailed. Information like if you have any illness or disease and also the health of your family members is important information that all of the insurer will need.
Taking note of your age, type of employment, other details a program would be drawn out for you. It should be remembered that the premium rates may change from time to time. You should carefully read the contract before signing anything.
Friday, January 15, 2010
LOAN INSURANCE:LIFE INSURANCE AND EMPLOYMENT
FIFTH ASSIGNMENT SALARY AND DELEGATION
The fifth assignment salary is guaranteed by law, against the risks of death and loss of jobs.
E 'for precisely this that is also called "guaranteed loan".
The insurance may be issued by INPDAP (only for civil servants and state, with long waiting times in general and a set of strict rules to be followed) or from private insurance companies with significantly shorter time and without restriction details.
Costs are substantially equivalent.
Yongan Insures: Medical equipment loan guarantee insurance
General rule
The first article to coordinate our country medical equipment modernization reform, speeds up the perfect medical service safeguard system, the promotion medical service function, the Confirming bank medical equipment loan security, sets up this insurance especially.
The second article in this insurance clause's policy holder should for the medical equipment loan borrower, the insured be the Loan company.
The third article according to insured's request, borrower's request, the insurance artificial borrower is owed the debt to undertake to the insured the guarantee responsibility.
The fourth article every has county level above (including county level) the scale medical unit may throw suffers no loss of capital the insurance.
Insured liability
The fifth article the policy holder exceeds the time limit has not been able deadline repayment debt full one month which stipulated according to "Medical equipment Loan contract", regards as the insurance risk occurs. The insurance risk occurs the latter three months, the policy holder cannot fulfill the stipulation the repayments responsibility, the insurer is responsible to repay policy holder's debt.
Responsibility absolution
The sixth article because the following reason causes the policy holder to repay the debt not on time, when causes insured's loan loss, the insurer is not responsible to compensate:
(1) the war, the military action, the rebellion, the government take over for use, the nuclear explosion, the nuclear radiation or the radioactive contamination;
because (2) policy holder's illegal activity, the tort or the economic dispute cause its medical equipment and other properties are punished and confiscated, seal up, detain, pay off a debt in labor and the medical equipment are resold, the transfer;
The first article to coordinate our country medical equipment modernization reform, speeds up the perfect medical service safeguard system, the promotion medical service function, the Confirming bank medical equipment loan security, sets up this insurance especially.
The second article in this insurance clause's policy holder should for the medical equipment loan borrower, the insured be the Loan company.
The third article according to insured's request, borrower's request, the insurance artificial borrower is owed the debt to undertake to the insured the guarantee responsibility.
The fourth article every has county level above (including county level) the scale medical unit may throw suffers no loss of capital the insurance.
Insured liability
The fifth article the policy holder exceeds the time limit has not been able deadline repayment debt full one month which stipulated according to "Medical equipment Loan contract", regards as the insurance risk occurs. The insurance risk occurs the latter three months, the policy holder cannot fulfill the stipulation the repayments responsibility, the insurer is responsible to repay policy holder's debt.
Responsibility absolution
The sixth article because the following reason causes the policy holder to repay the debt not on time, when causes insured's loan loss, the insurer is not responsible to compensate:
(1) the war, the military action, the rebellion, the government take over for use, the nuclear explosion, the nuclear radiation or the radioactive contamination;
because (2) policy holder's illegal activity, the tort or the economic dispute cause its medical equipment and other properties are punished and confiscated, seal up, detain, pay off a debt in labor and the medical equipment are resold, the transfer;
My school more than 300 non-public health services graduate student obtains the big sickness medical insurance safeguard
Recently, my school altogether had 360 non-medical safeguard graduate student to go through Beijing big sickness medical insurance formalities, new insured student 181, renew student 179, my school completed this year Beijing to implement the non-medical service smoothly to safeguard the student collective insured duty. For many years, had not obtained the big sickness medical service safeguard including my school's self-provided funds graduate student, to solve this part of student's basic medical safeguard problem properly, eliminated and solves the student to contract the big sickness extra worries, Beijing Municipal government establishes the non-medical service to safeguard the student big sickness system of medical care insurance starting from last year.
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